WHITEMAN AFB, MO · MHA MO162 · effective January 1, 2026
Whiteman AFB BAH Rates 2026
Official 2026 Basic Allowance for Housing rates for Whiteman AFB, which falls in the Whiteman AFB, MO housing area (MO162). An E-5 with dependents receives $1,611 per month here ($1,215 without dependents).
That is about 28% below the $2,225 average across all 338 military housing areas, ranking 256 of 338. BAH is tax-free, and most members also draw BAS at $476.95/month (enlisted).
E-4 with dependents
$1,449/mo
$1,110 without
E-5 with dependents
$1,611/mo
$1,215 without
E-6 with dependents
$1,929/mo
$1,446 without
E-7 with dependents
$2,043/mo
$1,533 without
O-1 with dependents
$1,656/mo
$1,281 without
O-3 with dependents
$2,244/mo
$1,812 without
2026 BAH rates at Whiteman AFB — all pay grades
Monthly, tax-free. O-1E/O-2E/O-3E are officers with prior enlisted service.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $1,449 | $1,110 |
| E-2 | $1,449 | $1,110 |
| E-3 | $1,449 | $1,110 |
| E-4 | $1,449 | $1,110 |
| E-5 | $1,611 | $1,215 |
| E-6 | $1,929 | $1,446 |
| E-7 | $2,043 | $1,533 |
| E-8 | $2,166 | $1,680 |
| E-9 | $2,322 | $1,767 |
| W-1 | $1,950 | $1,464 |
| W-2 | $2,094 | $1,677 |
| W-3 | $2,247 | $1,782 |
| W-4 | $2,349 | $1,953 |
| W-5 | $2,478 | $2,070 |
| O-1E | $2,064 | $1,608 |
| O-2E | $2,223 | $1,749 |
| O-3E | $2,370 | $1,923 |
| O-1 | $1,656 | $1,281 |
| O-2 | $1,926 | $1,560 |
| O-3 | $2,244 | $1,812 |
| O-4 | $2,517 | $2,046 |
| O-5 | $2,715 | $2,112 |
| O-6 | $2,736 | $2,226 |
| O-7 | $2,751 | $2,262 |
| O-8 | $2,751 | $2,262 |
| O-9 | $2,751 | $2,262 |
| O-10 | $2,751 | $2,262 |
Need a different location? Use the BAH calculator to look up any US ZIP code.
Which ZIP codes get the Whiteman AFB rate
Housing area MO162 covers 17 ZIP codes. If your duty station falls in any of them you receive the rates on this page, whatever your home address. At this location the with-dependents rate runs 33% above the without-dependents rate, and pay grades span $1,449 to $2,751 per month.
ZIP codes in MO162
64019, 64040, 64061, 64093, 64733, 64761, 65301, 65302, 65305, 65332, 65333, 65334, 65336, 65337, 65345, 65350, 65360
Not listed? Look up any US ZIP with the BAH calculator.
Installations with similar BAH to Whiteman AFB
An E-5 with dependents draws $1,611/month here — $19,332 a year, tax-free. These bases pay closest to the same:
| Installation | Area | E-5 w/ dependents |
|---|---|---|
| Whiteman AFB | Whiteman AFB, MO | $1,611 |
| Camp Lejeune | Camp Lejeune, NC | $1,584 |
| Tinker AFB | Oklahoma City, OK | $1,644 |
| Fort Knox | Fort Knox, KY | $1,647 |
| Wright-Patterson AFB | Wright-Patterson AFB, OH | $1,650 |
What these rates mean at Whiteman AFB
Your BAH is fixed by your duty-station ZIP code, pay grade and dependency status — not by your actual rent or where in the area you choose to live. Everyone assigned to Whiteman AFB at the same grade and dependency status receives the identical amount, so housing cheaper than your allowance leaves money in your pocket, and anything above it comes out of your own.
Rates are re-set every January from fresh local rental surveys. Individual rate protection means your BAH will not fall while you stay at Whiteman AFB in the same grade with the same dependency status, even if the published rate for the area drops.
To see BAH alongside basic pay and BAS for your total monthly compensation, use the military pay calculator, or check basic pay by rank on the 2026 military pay chart.
Frequently asked questions
What is the BAH rate at Whiteman AFB in 2026?
An E-5 with dependents assigned to Whiteman AFB receives $1,611 per month in 2026, or $1,215 without dependents. Whiteman AFB sits in the WHITEMAN AFB, MO military housing area (MO162). Rates vary by pay grade — the full table is on this page.
Is BAH at Whiteman AFB higher or lower than average?
For an E-5 with dependents, Whiteman AFB pays $1,611 against a $2,225 average across all 338 housing areas — about 28% below the national mean, ranking 256 of 338 areas.
Does BAH at Whiteman AFB depend on where I actually live?
No. Your BAH is set by your duty-station ZIP code, not your home address, so everyone assigned to Whiteman AFB at the same grade and dependency status receives the same rate. If you rent for less than your BAH you keep the difference; if you spend more, you cover it.
BAH rates at other installations
Source
Rates are the 2026 tables published by the Defense Travel Management Office for military housing area MO162 (WHITEMAN AFB, MO), effective January 1, 2026. Installation-to-area mapping uses the official DTMO ZIP file (duty-station ZIP 65305). This page is for estimation; your finance office is the authority on your entitlement.