FORT HOOD, TX · MHA TX286 · effective January 1, 2026
Fort Hood BAH Rates 2026
Official 2026 Basic Allowance for Housing rates for Fort Hood, which falls in the Fort Hood, TX housing area (TX286). An E-5 with dependents receives $1,695 per month here ($1,530 without dependents).
That is about 24% below the $2,225 average across all 338 military housing areas, ranking 242 of 338. BAH is tax-free, and most members also draw BAS at $476.95/month (enlisted).
E-4 with dependents
$1,662/mo
$1,374 without
E-5 with dependents
$1,695/mo
$1,530 without
E-6 with dependents
$1,920/mo
$1,626 without
E-7 with dependents
$2,070/mo
$1,668 without
O-1 with dependents
$1,731/mo
$1,623 without
O-3 with dependents
$2,340/mo
$1,833 without
2026 BAH rates at Fort Hood — all pay grades
Monthly, tax-free. O-1E/O-2E/O-3E are officers with prior enlisted service.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $1,662 | $1,374 |
| E-2 | $1,662 | $1,374 |
| E-3 | $1,662 | $1,374 |
| E-4 | $1,662 | $1,374 |
| E-5 | $1,695 | $1,530 |
| E-6 | $1,920 | $1,626 |
| E-7 | $2,070 | $1,668 |
| E-8 | $2,238 | $1,746 |
| E-9 | $2,409 | $1,806 |
| W-1 | $1,938 | $1,665 |
| W-2 | $2,139 | $1,743 |
| W-3 | $2,346 | $1,812 |
| W-4 | $2,433 | $1,950 |
| W-5 | $2,544 | $2,109 |
| O-1E | $2,100 | $1,692 |
| O-2E | $2,313 | $1,788 |
| O-3E | $2,451 | $1,908 |
| O-1 | $1,731 | $1,623 |
| O-2 | $1,917 | $1,689 |
| O-3 | $2,340 | $1,833 |
| O-4 | $2,577 | $2,076 |
| O-5 | $2,748 | $2,169 |
| O-6 | $2,769 | $2,325 |
| O-7 | $2,787 | $2,361 |
| O-8 | $2,787 | $2,361 |
| O-9 | $2,787 | $2,361 |
| O-10 | $2,787 | $2,361 |
Need a different location? Use the BAH calculator to look up any US ZIP code.
Which ZIP codes get the Fort Hood rate
Housing area TX286 covers 38 ZIP codes. If your duty station falls in any of them you receive the rates on this page, whatever your home address. At this location the with-dependents rate runs 11% above the without-dependents rate, and pay grades span $1,662 to $2,787 per month.
ZIP codes in TX286
76501, 76502, 76503, 76504, 76508, 76511, 76513, 76522, 76525, 76526, 76528, 76533, 76534, 76538, 76539, 76540, 76541, 76542, 76543, 76544, 76547, 76548, 76549, 76550, 76554, 76558, 76559, 76561, 76564, 76566, 76569, 76571, 76579, 76596, 76597, 76598, 76599, 76853
Not listed? Look up any US ZIP with the BAH calculator.
Installations with similar BAH to Fort Hood
An E-5 with dependents draws $1,695/month here — $20,340 a year, tax-free. These bases pay closest to the same:
| Installation | Area | E-5 w/ dependents |
|---|---|---|
| Fort Hood | Fort Hood, TX | $1,695 |
| Fort Benning | Fort Benning, GA | $1,716 |
| Fort Huachuca | Fort Huachuca, AZ | $1,719 |
| Fort Drum | Fort Drum/Watertown, NY | $1,665 |
| Wright-Patterson AFB | Wright-Patterson AFB, OH | $1,650 |
What these rates mean at Fort Hood
Your BAH is fixed by your duty-station ZIP code, pay grade and dependency status — not by your actual rent or where in the area you choose to live. Everyone assigned to Fort Hood at the same grade and dependency status receives the identical amount, so housing cheaper than your allowance leaves money in your pocket, and anything above it comes out of your own.
Rates are re-set every January from fresh local rental surveys. Individual rate protection means your BAH will not fall while you stay at Fort Hood in the same grade with the same dependency status, even if the published rate for the area drops.
To see BAH alongside basic pay and BAS for your total monthly compensation, use the military pay calculator, or check basic pay by rank on the 2026 military pay chart.
Frequently asked questions
What is the BAH rate at Fort Hood in 2026?
An E-5 with dependents assigned to Fort Hood receives $1,695 per month in 2026, or $1,530 without dependents. Fort Hood sits in the FORT HOOD, TX military housing area (TX286). Rates vary by pay grade — the full table is on this page.
Is BAH at Fort Hood higher or lower than average?
For an E-5 with dependents, Fort Hood pays $1,695 against a $2,225 average across all 338 housing areas — about 24% below the national mean, ranking 242 of 338 areas.
Does BAH at Fort Hood depend on where I actually live?
No. Your BAH is set by your duty-station ZIP code, not your home address, so everyone assigned to Fort Hood at the same grade and dependency status receives the same rate. If you rent for less than your BAH you keep the difference; if you spend more, you cover it.
BAH rates at other installations
Source
Rates are the 2026 tables published by the Defense Travel Management Office for military housing area TX286 (FORT HOOD, TX), effective January 1, 2026. Installation-to-area mapping uses the official DTMO ZIP file (duty-station ZIP 76544). This page is for estimation; your finance office is the authority on your entitlement.