Finance Calculators

Estimate monthly PITI, total interest, and amortization for any home loan.

See how extra monthly payments shave years and thousands off your mortgage.

Lower monthly payment after a lump sum, without refinancing.

HECM equity-cash estimate for homeowners age 62+.

Monthly interest-only payment for HELOCs, jumbo, or bridge loans.

CRE loan with balloon payment, DSCR check, and full amortization.

Private mortgage insurance cost when down payment is under 20%.

Chattel and FHA Title I loans for manufactured housing.

Net cash after commission, closing costs, and mortgage payoff.

Monthly payment and total interest for any fixed-rate loan.

Car payment plus lease-vs-buy analysis with 2026 average APRs.

See how much auto refinancing saves at today's lower rates.

Compare Standard, IBR, PAYE, and the new RAP plan (launching July 2026).

Pay-off date and total interest with optional extra payments.

Pay smallest balances first, roll payment into next. Multi-debt schedule.

Equated Monthly Installment for India-context home, car, and personal loans.

HELOC, PLOC, and BLOC payment math with draw and repayment phases.

SBA 7(a), 504, and Microloan payments with 2026 guaranty fees.

Debt-to-income ratio and maximum mortgage affordability.

Simple and compound interest on savings or loans with custom frequency.

Project retirement balance with employer match, vesting, and inflation.

Tax-free growth projection with 2026 contribution limits.

Side-by-side comparison based on current vs retirement tax rate.

Required Minimum Distribution under SECURE Act 2.0 rules.

Federal Employees Retirement System pension annuity calculator.

Financial Independence number, time to FIRE, and Coast FIRE check.

When you can stop saving and still hit your target.

Estimate benefits at age 62, FRA, and 70 with 2026 PIA bend points.

Compound growth of any initial deposit plus monthly contributions.

Total return, capital gain, and after-tax profit on any stock trade.

Dividend income, yield, and DRIP growth over time.

Certificate of deposit earnings with APY, term, and tax.

Convert APR to effective annual yield by compounding frequency.

Series I and EE bond growth with current Treasury rates.

Tax-free college savings growth with 2026 contribution gifting limits.

Profit/loss, DCA, and capital gains tax for cryptocurrency holdings.

Scrap gold and silver melt value by karat and weight.

50/30/20 rule and custom budget allocations across categories.

Assets minus liabilities, with US age-group benchmarks.

How much to save and how long it takes to get there.

Compare cost of living between 50 US cities.

See where your income ranks for your age in the US.

Convert raise percent to dollar amount, with compound projection.

Annual premium estimate plus coverage-need analysis (DIME).

Premium, cash value growth, and BTID comparison.

Tax savings from Health Savings or Flexible Spending account contributions.

Estimate federal income tax with credits and deductions for any income.

Find your marginal and effective rate in the 2026 bracket structure.

Calculate exactly what to enter on each step of IRS Form W-4.

Short-term vs long-term capital gains tax on investment profits.

Federal estate tax with $15M exemption and state inheritance overlay.

Lump sum vs annuity take-home after federal and state taxes.

Social Security and Medicare taxes for 1099 income.

Estimate taxes on legal settlements by category (physical injury, wages, punitive).

Combined state + local sales tax for any US location.

Find pre-tax price from receipt total and rate.

Annual property taxes from assessed value and local mill rates.

1099 gig worker tax estimate with mileage deduction.

Savings from the OBBB 2026 overtime deduction.

Annual gross-to-net salary with state taxes and FICA, all 50 states.

Per-paycheck net pay (weekly / biweekly / monthly) after deductions.

Convert any annual salary to hourly wage with custom hours/week.

What your hourly rate equals as annual, monthly, or weekly pay.

Aggregate W-2, 1099, and investment income into total annual income.

Base pay, BAH, BAS, and total compensation by rank for 2026.

Regular + OT pay under FLSA rules with weekly/biweekly view.

1.5x pay rate math from any hourly wage, plus double-time.