OKLAHOMA CITY, OK · MHA OK239 · effective January 1, 2026
Tinker AFB BAH Rates 2026
Official 2026 Basic Allowance for Housing rates for Tinker AFB, which falls in the Oklahoma City, OK housing area (OK239). An E-5 with dependents receives $1,644 per month here ($1,365 without dependents).
That is about 26% below the $2,225 average across all 338 military housing areas, ranking 250 of 338. BAH is tax-free, and most members also draw BAS at $476.95/month (enlisted).
E-4 with dependents
$1,542/mo
$1,248 without
E-5 with dependents
$1,644/mo
$1,365 without
E-6 with dependents
$1,854/mo
$1,443 without
E-7 with dependents
$1,896/mo
$1,542 without
O-1 with dependents
$1,677/mo
$1,434 without
O-3 with dependents
$1,974/mo
$1,773 without
2026 BAH rates at Tinker AFB — all pay grades
Monthly, tax-free. O-1E/O-2E/O-3E are officers with prior enlisted service.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $1,542 | $1,248 |
| E-2 | $1,542 | $1,248 |
| E-3 | $1,542 | $1,248 |
| E-4 | $1,542 | $1,248 |
| E-5 | $1,644 | $1,365 |
| E-6 | $1,854 | $1,443 |
| E-7 | $1,896 | $1,542 |
| E-8 | $1,944 | $1,692 |
| E-9 | $2,034 | $1,743 |
| W-1 | $1,869 | $1,518 |
| W-2 | $1,914 | $1,689 |
| W-3 | $1,977 | $1,752 |
| W-4 | $2,055 | $1,854 |
| W-5 | $2,157 | $1,905 |
| O-1E | $1,902 | $1,641 |
| O-2E | $1,965 | $1,731 |
| O-3E | $2,070 | $1,842 |
| O-1 | $1,677 | $1,434 |
| O-2 | $1,851 | $1,614 |
| O-3 | $1,974 | $1,773 |
| O-4 | $2,184 | $1,890 |
| O-5 | $2,337 | $1,911 |
| O-6 | $2,355 | $1,953 |
| O-7 | $2,367 | $1,986 |
| O-8 | $2,367 | $1,986 |
| O-9 | $2,367 | $1,986 |
| O-10 | $2,367 | $1,986 |
Need a different location? Use the BAH calculator to look up any US ZIP code.
Which ZIP codes get the Tinker AFB rate
Housing area OK239 covers 107 ZIP codes. If your duty station falls in any of them you receive the rates on this page, whatever your home address. At this location the with-dependents rate runs 20% above the without-dependents rate, and pay grades span $1,542 to $2,367 per month.
ZIP codes in OK239
73003, 73007, 73008, 73012, 73013, 73014, 73019, 73020, 73022, 73025, 73026, 73034, 73036, 73045, 73049, 73051, 73054, 73064, 73066, 73068, 73069, 73070, 73071, 73072, 73078, 73083, 73084, 73085, 73090, 73097, 73099, 73101, 73102, 73103, 73104, 73105, 73106, 73107, 73108, 73109, 73110, 73111, 73112, 73113, 73114, 73115, 73116, 73117, 73118, 73119, 73120, 73121, 73122, 73123, 73124, 73125, 73126, 73127, 73128, 73129 … and 47 more
Not listed? Look up any US ZIP with the BAH calculator.
Installations with similar BAH to Tinker AFB
An E-5 with dependents draws $1,644/month here — $19,728 a year, tax-free. These bases pay closest to the same:
| Installation | Area | E-5 w/ dependents |
|---|---|---|
| Tinker AFB | Oklahoma City, OK | $1,644 |
| Fort Knox | Fort Knox, KY | $1,647 |
| Wright-Patterson AFB | Wright-Patterson AFB, OH | $1,650 |
| Fort Drum | Fort Drum/Watertown, NY | $1,665 |
| Whiteman AFB | Whiteman AFB, MO | $1,611 |
What these rates mean at Tinker AFB
Your BAH is fixed by your duty-station ZIP code, pay grade and dependency status — not by your actual rent or where in the area you choose to live. Everyone assigned to Tinker AFB at the same grade and dependency status receives the identical amount, so housing cheaper than your allowance leaves money in your pocket, and anything above it comes out of your own.
Rates are re-set every January from fresh local rental surveys. Individual rate protection means your BAH will not fall while you stay at Tinker AFB in the same grade with the same dependency status, even if the published rate for the area drops.
To see BAH alongside basic pay and BAS for your total monthly compensation, use the military pay calculator, or check basic pay by rank on the 2026 military pay chart.
Frequently asked questions
What is the BAH rate at Tinker AFB in 2026?
An E-5 with dependents assigned to Tinker AFB receives $1,644 per month in 2026, or $1,365 without dependents. Tinker AFB sits in the OKLAHOMA CITY, OK military housing area (OK239). Rates vary by pay grade — the full table is on this page.
Is BAH at Tinker AFB higher or lower than average?
For an E-5 with dependents, Tinker AFB pays $1,644 against a $2,225 average across all 338 housing areas — about 26% below the national mean, ranking 250 of 338 areas.
Does BAH at Tinker AFB depend on where I actually live?
No. Your BAH is set by your duty-station ZIP code, not your home address, so everyone assigned to Tinker AFB at the same grade and dependency status receives the same rate. If you rent for less than your BAH you keep the difference; if you spend more, you cover it.
BAH rates at other installations
Source
Rates are the 2026 tables published by the Defense Travel Management Office for military housing area OK239 (OKLAHOMA CITY, OK), effective January 1, 2026. Installation-to-area mapping uses the official DTMO ZIP file (duty-station ZIP 73145). This page is for estimation; your finance office is the authority on your entitlement.