FORT STEWART, GA · MHA GA080 · effective January 1, 2026
Fort Stewart BAH Rates 2026
Official 2026 Basic Allowance for Housing rates for Fort Stewart, which falls in the Fort Stewart, GA housing area (GA080). An E-5 with dependents receives $2,310 per month here ($1,947 without dependents).
That is about 4% above the $2,225 average across all 338 military housing areas, ranking 123 of 338. BAH is tax-free, and most members also draw BAS at $476.95/month (enlisted).
E-4 with dependents
$2,175/mo
$1,791 without
E-5 with dependents
$2,310/mo
$1,947 without
E-6 with dependents
$2,439/mo
$2,049 without
E-7 with dependents
$2,493/mo
$2,178 without
O-1 with dependents
$2,334/mo
$2,037 without
O-3 with dependents
$2,598/mo
$2,385 without
2026 BAH rates at Fort Stewart — all pay grades
Monthly, tax-free. O-1E/O-2E/O-3E are officers with prior enlisted service.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $2,175 | $1,791 |
| E-2 | $2,175 | $1,791 |
| E-3 | $2,175 | $1,791 |
| E-4 | $2,175 | $1,791 |
| E-5 | $2,310 | $1,947 |
| E-6 | $2,439 | $2,049 |
| E-7 | $2,493 | $2,178 |
| E-8 | $2,556 | $2,340 |
| E-9 | $2,682 | $2,367 |
| W-1 | $2,454 | $2,142 |
| W-2 | $2,520 | $2,337 |
| W-3 | $2,601 | $2,376 |
| W-4 | $2,715 | $2,442 |
| W-5 | $2,859 | $2,508 |
| O-1E | $2,502 | $2,307 |
| O-2E | $2,586 | $2,361 |
| O-3E | $2,736 | $2,427 |
| O-1 | $2,334 | $2,037 |
| O-2 | $2,436 | $2,268 |
| O-3 | $2,598 | $2,385 |
| O-4 | $2,904 | $2,490 |
| O-5 | $3,129 | $2,520 |
| O-6 | $3,153 | $2,577 |
| O-7 | $3,174 | $2,619 |
| O-8 | $3,174 | $2,619 |
| O-9 | $3,174 | $2,619 |
| O-10 | $3,174 | $2,619 |
Need a different location? Use the BAH calculator to look up any US ZIP code.
Which ZIP codes get the Fort Stewart rate
Housing area GA080 covers 13 ZIP codes. If your duty station falls in any of them you receive the rates on this page, whatever your home address. At this location the with-dependents rate runs 19% above the without-dependents rate, and pay grades span $2,175 to $3,174 per month.
ZIP codes in GA080
31301, 31308, 31309, 31310, 31313, 31314, 31315, 31316, 31320, 31321, 31323, 31324, 31333
Not listed? Look up any US ZIP with the BAH calculator.
Installations with similar BAH to Fort Stewart
An E-5 with dependents draws $2,310/month here — $27,720 a year, tax-free. These bases pay closest to the same:
| Installation | Area | E-5 w/ dependents |
|---|---|---|
| Fort Stewart | Fort Stewart, GA | $2,310 |
| Luke AFB | Phoenix, AZ | $2,289 |
| Langley AFB | Hampton/Newport News, VA | $2,274 |
| Fort Carson | Colorado Springs, CO | $2,358 |
| Naval Base Kitsap | Bremerton, WA | $2,364 |
What these rates mean at Fort Stewart
Your BAH is fixed by your duty-station ZIP code, pay grade and dependency status — not by your actual rent or where in the area you choose to live. Everyone assigned to Fort Stewart at the same grade and dependency status receives the identical amount, so housing cheaper than your allowance leaves money in your pocket, and anything above it comes out of your own.
Rates are re-set every January from fresh local rental surveys. Individual rate protection means your BAH will not fall while you stay at Fort Stewart in the same grade with the same dependency status, even if the published rate for the area drops.
To see BAH alongside basic pay and BAS for your total monthly compensation, use the military pay calculator, or check basic pay by rank on the 2026 military pay chart.
Frequently asked questions
What is the BAH rate at Fort Stewart in 2026?
An E-5 with dependents assigned to Fort Stewart receives $2,310 per month in 2026, or $1,947 without dependents. Fort Stewart sits in the FORT STEWART, GA military housing area (GA080). Rates vary by pay grade — the full table is on this page.
Is BAH at Fort Stewart higher or lower than average?
For an E-5 with dependents, Fort Stewart pays $2,310 against a $2,225 average across all 338 housing areas — about 4% above the national mean, ranking 123 of 338 areas.
Does BAH at Fort Stewart depend on where I actually live?
No. Your BAH is set by your duty-station ZIP code, not your home address, so everyone assigned to Fort Stewart at the same grade and dependency status receives the same rate. If you rent for less than your BAH you keep the difference; if you spend more, you cover it.
BAH rates at other installations
Source
Rates are the 2026 tables published by the Defense Travel Management Office for military housing area GA080 (FORT STEWART, GA), effective January 1, 2026. Installation-to-area mapping uses the official DTMO ZIP file (duty-station ZIP 31314). This page is for estimation; your finance office is the authority on your entitlement.