CAMP LEJEUNE, NC · MHA NC178 · effective January 1, 2026
Camp Lejeune BAH Rates 2026
Official 2026 Basic Allowance for Housing rates for Camp Lejeune, which falls in the Camp Lejeune, NC housing area (NC178). An E-5 with dependents receives $1,584 per month here ($1,476 without dependents).
That is about 29% below the $2,225 average across all 338 military housing areas, ranking 264 of 338. BAH is tax-free, and most members also draw BAS at $476.95/month (enlisted).
E-4 with dependents
$1,578/mo
$1,323 without
E-5 with dependents
$1,584/mo
$1,476 without
E-6 with dependents
$1,944/mo
$1,569 without
E-7 with dependents
$1,995/mo
$1,593 without
O-1 with dependents
$1,635/mo
$1,566 without
O-3 with dependents
$2,085/mo
$1,809 without
2026 BAH rates at Camp Lejeune — all pay grades
Monthly, tax-free. O-1E/O-2E/O-3E are officers with prior enlisted service.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $1,578 | $1,323 |
| E-2 | $1,578 | $1,323 |
| E-3 | $1,578 | $1,323 |
| E-4 | $1,578 | $1,323 |
| E-5 | $1,584 | $1,476 |
| E-6 | $1,944 | $1,569 |
| E-7 | $1,995 | $1,593 |
| E-8 | $2,049 | $1,662 |
| E-9 | $2,160 | $1,761 |
| W-1 | $1,962 | $1,590 |
| W-2 | $2,016 | $1,659 |
| W-3 | $2,088 | $1,776 |
| W-4 | $2,187 | $1,950 |
| W-5 | $2,316 | $2,004 |
| O-1E | $2,001 | $1,599 |
| O-2E | $2,073 | $1,740 |
| O-3E | $2,208 | $1,935 |
| O-1 | $1,635 | $1,566 |
| O-2 | $1,941 | $1,596 |
| O-3 | $2,085 | $1,809 |
| O-4 | $2,355 | $1,989 |
| O-5 | $2,553 | $2,016 |
| O-6 | $2,571 | $2,064 |
| O-7 | $2,586 | $2,097 |
| O-8 | $2,586 | $2,097 |
| O-9 | $2,586 | $2,097 |
| O-10 | $2,586 | $2,097 |
Need a different location? Use the BAH calculator to look up any US ZIP code.
Which ZIP codes get the Camp Lejeune rate
Housing area NC178 covers 14 ZIP codes. If your duty station falls in any of them you receive the rates on this page, whatever your home address. At this location the with-dependents rate runs 7% above the without-dependents rate, and pay grades span $1,578 to $2,586 per month.
ZIP codes in NC178
28445, 28460, 28539, 28540, 28541, 28542, 28543, 28544, 28545, 28546, 28547, 28574, 28582, 28584
Not listed? Look up any US ZIP with the BAH calculator.
Installations with similar BAH to Camp Lejeune
An E-5 with dependents draws $1,584/month here — $19,008 a year, tax-free. These bases pay closest to the same:
| Installation | Area | E-5 w/ dependents |
|---|---|---|
| Camp Lejeune | Camp Lejeune, NC | $1,584 |
| Whiteman AFB | Whiteman AFB, MO | $1,611 |
| Minot AFB | Minot AFB, ND | $1,548 |
| Scott AFB | Scott AFB, IL | $1,542 |
| Tinker AFB | Oklahoma City, OK | $1,644 |
What these rates mean at Camp Lejeune
Your BAH is fixed by your duty-station ZIP code, pay grade and dependency status — not by your actual rent or where in the area you choose to live. Everyone assigned to Camp Lejeune at the same grade and dependency status receives the identical amount, so housing cheaper than your allowance leaves money in your pocket, and anything above it comes out of your own.
Rates are re-set every January from fresh local rental surveys. Individual rate protection means your BAH will not fall while you stay at Camp Lejeune in the same grade with the same dependency status, even if the published rate for the area drops.
To see BAH alongside basic pay and BAS for your total monthly compensation, use the military pay calculator, or check basic pay by rank on the 2026 military pay chart.
Frequently asked questions
What is the BAH rate at Camp Lejeune in 2026?
An E-5 with dependents assigned to Camp Lejeune receives $1,584 per month in 2026, or $1,476 without dependents. Camp Lejeune sits in the CAMP LEJEUNE, NC military housing area (NC178). Rates vary by pay grade — the full table is on this page.
Is BAH at Camp Lejeune higher or lower than average?
For an E-5 with dependents, Camp Lejeune pays $1,584 against a $2,225 average across all 338 housing areas — about 29% below the national mean, ranking 264 of 338 areas.
Does BAH at Camp Lejeune depend on where I actually live?
No. Your BAH is set by your duty-station ZIP code, not your home address, so everyone assigned to Camp Lejeune at the same grade and dependency status receives the same rate. If you rent for less than your BAH you keep the difference; if you spend more, you cover it.
BAH rates at other installations
Source
Rates are the 2026 tables published by the Defense Travel Management Office for military housing area NC178 (CAMP LEJEUNE, NC), effective January 1, 2026. Installation-to-area mapping uses the official DTMO ZIP file (duty-station ZIP 28542). This page is for estimation; your finance office is the authority on your entitlement.