COLORADO SPRINGS, CO · MHA CO046 · effective January 1, 2026
Fort Carson BAH Rates 2026
Official 2026 Basic Allowance for Housing rates for Fort Carson, which falls in the Colorado Springs, CO housing area (CO046). These rates also apply to Peterson SFB, which shares the same housing area. An E-5 with dependents receives $2,358 per month here ($1,860 without dependents).
That is about 6% above the $2,225 average across all 338 military housing areas, ranking 119 of 338. BAH is tax-free, and most members also draw BAS at $476.95/month (enlisted).
E-4 with dependents
$2,160/mo
$1,689 without
E-5 with dependents
$2,358/mo
$1,860 without
E-6 with dependents
$2,433/mo
$1,980 without
E-7 with dependents
$2,487/mo
$2,166 without
O-1 with dependents
$2,376/mo
$1,959 without
O-3 with dependents
$2,595/mo
$2,397 without
2026 BAH rates at Fort Carson — all pay grades
Monthly, tax-free. O-1E/O-2E/O-3E are officers with prior enlisted service.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $2,160 | $1,689 |
| E-2 | $2,160 | $1,689 |
| E-3 | $2,160 | $1,689 |
| E-4 | $2,160 | $1,689 |
| E-5 | $2,358 | $1,860 |
| E-6 | $2,433 | $1,980 |
| E-7 | $2,487 | $2,166 |
| E-8 | $2,553 | $2,379 |
| E-9 | $2,646 | $2,388 |
| W-1 | $2,448 | $2,103 |
| W-2 | $2,514 | $2,376 |
| W-3 | $2,598 | $2,394 |
| W-4 | $2,664 | $2,436 |
| W-5 | $2,754 | $2,502 |
| O-1E | $2,496 | $2,355 |
| O-2E | $2,583 | $2,385 |
| O-3E | $2,679 | $2,418 |
| O-1 | $2,376 | $1,959 |
| O-2 | $2,430 | $2,295 |
| O-3 | $2,595 | $2,397 |
| O-4 | $2,778 | $2,484 |
| O-5 | $2,913 | $2,517 |
| O-6 | $2,934 | $2,574 |
| O-7 | $2,955 | $2,616 |
| O-8 | $2,955 | $2,616 |
| O-9 | $2,955 | $2,616 |
| O-10 | $2,955 | $2,616 |
Need a different location? Use the BAH calculator to look up any US ZIP code.
Which ZIP codes get the Fort Carson rate
Housing area CO046 covers 76 ZIP codes. If your duty station falls in any of them you receive the rates on this page, whatever your home address. At this location the with-dependents rate runs 27% above the without-dependents rate, and pay grades span $2,160 to $2,955 per month.
ZIP codes in CO046
80104, 80106, 80108, 80109, 80118, 80132, 80133, 80808, 80809, 80813, 80814, 80816, 80817, 80819, 80829, 80831, 80832, 80833, 80840, 80841, 80860, 80863, 80864, 80866, 80901, 80902, 80903, 80904, 80905, 80906, 80907, 80908, 80909, 80910, 80911, 80912, 80913, 80914, 80915, 80916, 80917, 80918, 80919, 80920, 80921, 80922, 80923, 80924, 80925, 80926, 80927, 80928, 80929, 80930, 80931, 80932, 80933, 80934, 80935, 80936 … and 16 more
Not listed? Look up any US ZIP with the BAH calculator.
Installations with similar BAH to Fort Carson
An E-5 with dependents draws $2,358/month here — $28,296 a year, tax-free. These bases pay closest to the same:
| Installation | Area | E-5 w/ dependents |
|---|---|---|
| Fort Carson | Colorado Springs, CO | $2,358 |
| Naval Base Kitsap | Bremerton, WA | $2,364 |
| Fort Stewart | Fort Stewart, GA | $2,310 |
| Luke AFB | Phoenix, AZ | $2,289 |
| Naval Station Norfolk | Norfolk/Portsmouth, VA | $2,430 |
What these rates mean at Fort Carson
Your BAH is fixed by your duty-station ZIP code, pay grade and dependency status — not by your actual rent or where in the area you choose to live. Everyone assigned to Fort Carson at the same grade and dependency status receives the identical amount, so housing cheaper than your allowance leaves money in your pocket, and anything above it comes out of your own.
Rates are re-set every January from fresh local rental surveys. Individual rate protection means your BAH will not fall while you stay at Fort Carson in the same grade with the same dependency status, even if the published rate for the area drops.
To see BAH alongside basic pay and BAS for your total monthly compensation, use the military pay calculator, or check basic pay by rank on the 2026 military pay chart.
Frequently asked questions
What is the BAH rate at Fort Carson in 2026?
An E-5 with dependents assigned to Fort Carson receives $2,358 per month in 2026, or $1,860 without dependents. Fort Carson sits in the COLORADO SPRINGS, CO military housing area (CO046). Rates vary by pay grade — the full table is on this page.
Is BAH at Fort Carson higher or lower than average?
For an E-5 with dependents, Fort Carson pays $2,358 against a $2,225 average across all 338 housing areas — about 6% above the national mean, ranking 119 of 338 areas.
Does BAH at Fort Carson depend on where I actually live?
No. Your BAH is set by your duty-station ZIP code, not your home address, so everyone assigned to Fort Carson at the same grade and dependency status receives the same rate. If you rent for less than your BAH you keep the difference; if you spend more, you cover it.
BAH rates at other installations
Source
Rates are the 2026 tables published by the Defense Travel Management Office for military housing area CO046 (COLORADO SPRINGS, CO), effective January 1, 2026. Installation-to-area mapping uses the official DTMO ZIP file (duty-station ZIP 80913). This page is for estimation; your finance office is the authority on your entitlement.