BARSTOW/FORT IRWIN, CA · MHA CA028 · effective January 1, 2026
Fort Irwin BAH Rates 2026
Official 2026 Basic Allowance for Housing rates for Fort Irwin, which falls in the Barstow/Fort Irwin, CA housing area (CA028). An E-5 with dependents receives $2,001 per month here ($1,695 without dependents).
That is about 10% below the $2,225 average across all 338 military housing areas, ranking 178 of 338. BAH is tax-free, and most members also draw BAS at $476.95/month (enlisted).
E-4 with dependents
$1,890/mo
$1,557 without
E-5 with dependents
$2,001/mo
$1,695 without
E-6 with dependents
$2,430/mo
$1,824 without
E-7 with dependents
$2,547/mo
$1,911 without
O-1 with dependents
$2,058/mo
$1,776 without
O-3 with dependents
$2,748/mo
$2,274 without
2026 BAH rates at Fort Irwin — all pay grades
Monthly, tax-free. O-1E/O-2E/O-3E are officers with prior enlisted service.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $1,890 | $1,557 |
| E-2 | $1,890 | $1,557 |
| E-3 | $1,890 | $1,557 |
| E-4 | $1,890 | $1,557 |
| E-5 | $2,001 | $1,695 |
| E-6 | $2,430 | $1,824 |
| E-7 | $2,547 | $1,911 |
| E-8 | $2,673 | $2,091 |
| E-9 | $2,814 | $2,214 |
| W-1 | $2,451 | $1,866 |
| W-2 | $2,598 | $2,088 |
| W-3 | $2,751 | $2,232 |
| W-4 | $2,838 | $2,454 |
| W-5 | $2,946 | $2,574 |
| O-1E | $2,568 | $1,998 |
| O-2E | $2,730 | $2,187 |
| O-3E | $2,856 | $2,424 |
| O-1 | $2,058 | $1,776 |
| O-2 | $2,427 | $1,968 |
| O-3 | $2,748 | $2,274 |
| O-4 | $2,976 | $2,550 |
| O-5 | $3,144 | $2,616 |
| O-6 | $3,168 | $2,730 |
| O-7 | $3,189 | $2,778 |
| O-8 | $3,189 | $2,778 |
| O-9 | $3,189 | $2,778 |
| O-10 | $3,189 | $2,778 |
Need a different location? Use the BAH calculator to look up any US ZIP code.
Which ZIP codes get the Fort Irwin rate
Housing area CA028 covers 11 ZIP codes. If your duty station falls in any of them you receive the rates on this page, whatever your home address. At this location the with-dependents rate runs 18% above the without-dependents rate, and pay grades span $1,890 to $3,189 per month.
ZIP codes in CA028
92307, 92310, 92311, 92312, 92327, 92342, 92365, 92368, 92394, 92395, 92398
Not listed? Look up any US ZIP with the BAH calculator.
Installations with similar BAH to Fort Irwin
An E-5 with dependents draws $2,001/month here — $24,012 a year, tax-free. These bases pay closest to the same:
| Installation | Area | E-5 w/ dependents |
|---|---|---|
| Fort Irwin | Barstow/Fort Irwin, CA | $2,001 |
| Nellis AFB | Nellis AFB/Las Vegas, NV | $2,070 |
| Offutt AFB | Omaha/Offutt AFB, NE | $2,085 |
| Davis-Monthan AFB | Davis-Monthan AFB, AZ | $1,905 |
| Fort Gordon | Fort Gordon / Augusta, GA | $1,890 |
What these rates mean at Fort Irwin
Your BAH is fixed by your duty-station ZIP code, pay grade and dependency status — not by your actual rent or where in the area you choose to live. Everyone assigned to Fort Irwin at the same grade and dependency status receives the identical amount, so housing cheaper than your allowance leaves money in your pocket, and anything above it comes out of your own.
Rates are re-set every January from fresh local rental surveys. Individual rate protection means your BAH will not fall while you stay at Fort Irwin in the same grade with the same dependency status, even if the published rate for the area drops.
To see BAH alongside basic pay and BAS for your total monthly compensation, use the military pay calculator, or check basic pay by rank on the 2026 military pay chart.
Frequently asked questions
What is the BAH rate at Fort Irwin in 2026?
An E-5 with dependents assigned to Fort Irwin receives $2,001 per month in 2026, or $1,695 without dependents. Fort Irwin sits in the BARSTOW/FORT IRWIN, CA military housing area (CA028). Rates vary by pay grade — the full table is on this page.
Is BAH at Fort Irwin higher or lower than average?
For an E-5 with dependents, Fort Irwin pays $2,001 against a $2,225 average across all 338 housing areas — about 10% below the national mean, ranking 178 of 338 areas.
Does BAH at Fort Irwin depend on where I actually live?
No. Your BAH is set by your duty-station ZIP code, not your home address, so everyone assigned to Fort Irwin at the same grade and dependency status receives the same rate. If you rent for less than your BAH you keep the difference; if you spend more, you cover it.
BAH rates at other installations
Source
Rates are the 2026 tables published by the Defense Travel Management Office for military housing area CA028 (BARSTOW/FORT IRWIN, CA), effective January 1, 2026. Installation-to-area mapping uses the official DTMO ZIP file (duty-station ZIP 92310). This page is for estimation; your finance office is the authority on your entitlement.