BREMERTON, WA · MHA WA306 · effective January 1, 2026
Naval Base Kitsap BAH Rates 2026
Official 2026 Basic Allowance for Housing rates for Naval Base Kitsap, which falls in the Bremerton, WA housing area (WA306). An E-5 with dependents receives $2,364 per month here ($2,091 without dependents).
That is about 6% above the $2,225 average across all 338 military housing areas, ranking 117 of 338. BAH is tax-free, and most members also draw BAS at $476.95/month (enlisted).
E-4 with dependents
$2,265/mo
$1,974 without
E-5 with dependents
$2,364/mo
$2,091 without
E-6 with dependents
$2,730/mo
$2,169 without
E-7 with dependents
$2,844/mo
$2,265 without
O-1 with dependents
$2,415/mo
$2,163 without
O-3 with dependents
$3,045/mo
$2,595 without
2026 BAH rates at Naval Base Kitsap — all pay grades
Monthly, tax-free. O-1E/O-2E/O-3E are officers with prior enlisted service.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $2,265 | $1,974 |
| E-2 | $2,265 | $1,974 |
| E-3 | $2,265 | $1,974 |
| E-4 | $2,265 | $1,974 |
| E-5 | $2,364 | $2,091 |
| E-6 | $2,730 | $2,169 |
| E-7 | $2,844 | $2,265 |
| E-8 | $2,967 | $2,442 |
| E-9 | $3,105 | $2,547 |
| W-1 | $2,751 | $2,244 |
| W-2 | $2,895 | $2,439 |
| W-3 | $3,048 | $2,562 |
| W-4 | $3,126 | $2,754 |
| W-5 | $3,228 | $2,871 |
| O-1E | $2,865 | $2,361 |
| O-2E | $3,024 | $2,523 |
| O-3E | $3,144 | $2,724 |
| O-1 | $2,415 | $2,163 |
| O-2 | $2,727 | $2,337 |
| O-3 | $3,045 | $2,595 |
| O-4 | $3,258 | $2,847 |
| O-5 | $3,411 | $2,913 |
| O-6 | $3,438 | $3,027 |
| O-7 | $3,462 | $3,078 |
| O-8 | $3,462 | $3,078 |
| O-9 | $3,462 | $3,078 |
| O-10 | $3,462 | $3,078 |
Need a different location? Use the BAH calculator to look up any US ZIP code.
Which ZIP codes get the Naval Base Kitsap rate
Housing area WA306 covers 35 ZIP codes. If your duty station falls in any of them you receive the rates on this page, whatever your home address. At this location the with-dependents rate runs 13% above the without-dependents rate, and pay grades span $2,265 to $3,462 per month.
ZIP codes in WA306
98061, 98110, 98310, 98311, 98312, 98314, 98315, 98322, 98337, 98340, 98342, 98345, 98346, 98353, 98359, 98364, 98366, 98367, 98370, 98378, 98380, 98383, 98384, 98386, 98392, 98393, 98524, 98528, 98546, 98548, 98555, 98560, 98584, 98588, 98592
Not listed? Look up any US ZIP with the BAH calculator.
Installations with similar BAH to Naval Base Kitsap
An E-5 with dependents draws $2,364/month here — $28,368 a year, tax-free. These bases pay closest to the same:
| Installation | Area | E-5 w/ dependents |
|---|---|---|
| Naval Base Kitsap | Bremerton, WA | $2,364 |
| Fort Carson | Colorado Springs, CO | $2,358 |
| Fort Stewart | Fort Stewart, GA | $2,310 |
| Naval Station Norfolk | Norfolk/Portsmouth, VA | $2,430 |
| Eglin AFB | Eglin AFB, FL | $2,433 |
What these rates mean at Naval Base Kitsap
Your BAH is fixed by your duty-station ZIP code, pay grade and dependency status — not by your actual rent or where in the area you choose to live. Everyone assigned to Naval Base Kitsap at the same grade and dependency status receives the identical amount, so housing cheaper than your allowance leaves money in your pocket, and anything above it comes out of your own.
Rates are re-set every January from fresh local rental surveys. Individual rate protection means your BAH will not fall while you stay at Naval Base Kitsap in the same grade with the same dependency status, even if the published rate for the area drops.
To see BAH alongside basic pay and BAS for your total monthly compensation, use the military pay calculator, or check basic pay by rank on the 2026 military pay chart.
Frequently asked questions
What is the BAH rate at Naval Base Kitsap in 2026?
An E-5 with dependents assigned to Naval Base Kitsap receives $2,364 per month in 2026, or $2,091 without dependents. Naval Base Kitsap sits in the BREMERTON, WA military housing area (WA306). Rates vary by pay grade — the full table is on this page.
Is BAH at Naval Base Kitsap higher or lower than average?
For an E-5 with dependents, Naval Base Kitsap pays $2,364 against a $2,225 average across all 338 housing areas — about 6% above the national mean, ranking 117 of 338 areas.
Does BAH at Naval Base Kitsap depend on where I actually live?
No. Your BAH is set by your duty-station ZIP code, not your home address, so everyone assigned to Naval Base Kitsap at the same grade and dependency status receives the same rate. If you rent for less than your BAH you keep the difference; if you spend more, you cover it.
BAH rates at other installations
Source
Rates are the 2026 tables published by the Defense Travel Management Office for military housing area WA306 (BREMERTON, WA), effective January 1, 2026. Installation-to-area mapping uses the official DTMO ZIP file (duty-station ZIP 98314). This page is for estimation; your finance office is the authority on your entitlement.