FORT LEONARD WOOD, MO · MHA MO163 · effective January 1, 2026
Fort Leonard Wood BAH Rates 2026
Official 2026 Basic Allowance for Housing rates for Fort Leonard Wood, which falls in the Fort Leonard Wood, MO housing area (MO163). An E-5 with dependents receives $1,479 per month here ($1,290 without dependents).
That is about 34% below the $2,225 average across all 338 military housing areas, ranking 293 of 338. BAH is tax-free, and most members also draw BAS at $476.95/month (enlisted).
E-4 with dependents
$1,386/mo
$1,287 without
E-5 with dependents
$1,479/mo
$1,290 without
E-6 with dependents
$1,722/mo
$1,296 without
E-7 with dependents
$1,833/mo
$1,386 without
O-1 with dependents
$1,515/mo
$1,293 without
O-3 with dependents
$2,028/mo
$1,629 without
2026 BAH rates at Fort Leonard Wood — all pay grades
Monthly, tax-free. O-1E/O-2E/O-3E are officers with prior enlisted service.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $1,386 | $1,287 |
| E-2 | $1,386 | $1,287 |
| E-3 | $1,386 | $1,287 |
| E-4 | $1,386 | $1,287 |
| E-5 | $1,479 | $1,290 |
| E-6 | $1,722 | $1,296 |
| E-7 | $1,833 | $1,386 |
| E-8 | $1,956 | $1,533 |
| E-9 | $2,064 | $1,596 |
| W-1 | $1,740 | $1,368 |
| W-2 | $1,884 | $1,530 |
| W-3 | $2,034 | $1,608 |
| W-4 | $2,073 | $1,743 |
| W-5 | $2,130 | $1,860 |
| O-1E | $1,854 | $1,476 |
| O-2E | $2,010 | $1,581 |
| O-3E | $2,085 | $1,713 |
| O-1 | $1,515 | $1,293 |
| O-2 | $1,719 | $1,452 |
| O-3 | $2,028 | $1,629 |
| O-4 | $2,142 | $1,833 |
| O-5 | $2,223 | $1,899 |
| O-6 | $2,238 | $2,013 |
| O-7 | $2,250 | $2,043 |
| O-8 | $2,250 | $2,043 |
| O-9 | $2,250 | $2,043 |
| O-10 | $2,250 | $2,043 |
Need a different location? Use the BAH calculator to look up any US ZIP code.
Which ZIP codes get the Fort Leonard Wood rate
Housing area MO163 covers 32 ZIP codes. If your duty station falls in any of them you receive the rates on this page, whatever your home address. At this location the with-dependents rate runs 15% above the without-dependents rate, and pay grades span $1,386 to $2,250 per month.
ZIP codes in MO163
65401, 65402, 65409, 65436, 65444, 65452, 65457, 65459, 65461, 65462, 65464, 65468, 65473, 65479, 65483, 65484, 65529, 65534, 65542, 65550, 65552, 65555, 65556, 65557, 65559, 65564, 65570, 65571, 65583, 65584, 65589, 65689
Not listed? Look up any US ZIP with the BAH calculator.
Installations with similar BAH to Fort Leonard Wood
An E-5 with dependents draws $1,479/month here — $17,748 a year, tax-free. These bases pay closest to the same:
| Installation | Area | E-5 w/ dependents |
|---|---|---|
| Fort Leonard Wood | Fort Leonard Wood, MO | $1,479 |
| Scott AFB | Scott AFB, IL | $1,542 |
| Minot AFB | Minot AFB, ND | $1,548 |
| Camp Lejeune | Camp Lejeune, NC | $1,584 |
| Whiteman AFB | Whiteman AFB, MO | $1,611 |
What these rates mean at Fort Leonard Wood
Your BAH is fixed by your duty-station ZIP code, pay grade and dependency status — not by your actual rent or where in the area you choose to live. Everyone assigned to Fort Leonard Wood at the same grade and dependency status receives the identical amount, so housing cheaper than your allowance leaves money in your pocket, and anything above it comes out of your own.
Rates are re-set every January from fresh local rental surveys. Individual rate protection means your BAH will not fall while you stay at Fort Leonard Wood in the same grade with the same dependency status, even if the published rate for the area drops.
To see BAH alongside basic pay and BAS for your total monthly compensation, use the military pay calculator, or check basic pay by rank on the 2026 military pay chart.
Frequently asked questions
What is the BAH rate at Fort Leonard Wood in 2026?
An E-5 with dependents assigned to Fort Leonard Wood receives $1,479 per month in 2026, or $1,290 without dependents. Fort Leonard Wood sits in the FORT LEONARD WOOD, MO military housing area (MO163). Rates vary by pay grade — the full table is on this page.
Is BAH at Fort Leonard Wood higher or lower than average?
For an E-5 with dependents, Fort Leonard Wood pays $1,479 against a $2,225 average across all 338 housing areas — about 34% below the national mean, ranking 293 of 338 areas.
Does BAH at Fort Leonard Wood depend on where I actually live?
No. Your BAH is set by your duty-station ZIP code, not your home address, so everyone assigned to Fort Leonard Wood at the same grade and dependency status receives the same rate. If you rent for less than your BAH you keep the difference; if you spend more, you cover it.
BAH rates at other installations
Source
Rates are the 2026 tables published by the Defense Travel Management Office for military housing area MO163 (FORT LEONARD WOOD, MO), effective January 1, 2026. Installation-to-area mapping uses the official DTMO ZIP file (duty-station ZIP 65473). This page is for estimation; your finance office is the authority on your entitlement.