SAN ANTONIO, TX · MHA TX285 · effective January 1, 2026
Joint Base San Antonio BAH Rates 2026
Official 2026 Basic Allowance for Housing rates for Joint Base San Antonio, which falls in the San Antonio, TX housing area (TX285). An E-5 with dependents receives $1,869 per month here ($1,500 without dependents).
That is about 16% below the $2,225 average across all 338 military housing areas, ranking 209 of 338. BAH is tax-free, and most members also draw BAS at $476.95/month (enlisted).
E-4 with dependents
$1,728/mo
$1,359 without
E-5 with dependents
$1,869/mo
$1,500 without
E-6 with dependents
$2,094/mo
$1,596 without
E-7 with dependents
$2,112/mo
$1,731 without
O-1 with dependents
$1,905/mo
$1,584 without
O-3 with dependents
$2,127/mo
$2,007 without
2026 BAH rates at Joint Base San Antonio — all pay grades
Monthly, tax-free. O-1E/O-2E/O-3E are officers with prior enlisted service.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $1,728 | $1,359 |
| E-2 | $1,728 | $1,359 |
| E-3 | $1,728 | $1,359 |
| E-4 | $1,728 | $1,359 |
| E-5 | $1,869 | $1,500 |
| E-6 | $2,094 | $1,596 |
| E-7 | $2,112 | $1,731 |
| E-8 | $2,121 | $1,920 |
| E-9 | $2,157 | $1,977 |
| W-1 | $2,109 | $1,692 |
| W-2 | $2,118 | $1,917 |
| W-3 | $2,130 | $1,986 |
| W-4 | $2,178 | $2,085 |
| W-5 | $2,280 | $2,097 |
| O-1E | $2,115 | $1,866 |
| O-2E | $2,124 | $1,965 |
| O-3E | $2,196 | $2,082 |
| O-1 | $1,905 | $1,584 |
| O-2 | $2,091 | $1,827 |
| O-3 | $2,127 | $2,007 |
| O-4 | $2,307 | $2,088 |
| O-5 | $2,457 | $2,100 |
| O-6 | $2,475 | $2,103 |
| O-7 | $2,490 | $2,112 |
| O-8 | $2,490 | $2,112 |
| O-9 | $2,490 | $2,112 |
| O-10 | $2,490 | $2,112 |
Need a different location? Use the BAH calculator to look up any US ZIP code.
Which ZIP codes get the Joint Base San Antonio rate
Housing area TX285 covers 113 ZIP codes. If your duty station falls in any of them you receive the rates on this page, whatever your home address. At this location the with-dependents rate runs 25% above the without-dependents rate, and pay grades span $1,728 to $2,490 per month.
ZIP codes in TX285
78002, 78023, 78054, 78069, 78070, 78073, 78101, 78108, 78109, 78112, 78115, 78123, 78124, 78130, 78131, 78132, 78133, 78135, 78148, 78150, 78152, 78154, 78155, 78156, 78163, 78201, 78202, 78203, 78204, 78205, 78206, 78207, 78208, 78209, 78210, 78211, 78212, 78213, 78214, 78215, 78216, 78217, 78218, 78219, 78220, 78221, 78222, 78223, 78224, 78225, 78226, 78227, 78228, 78229, 78230, 78231, 78232, 78233, 78234, 78235 … and 53 more
Not listed? Look up any US ZIP with the BAH calculator.
Installations with similar BAH to Joint Base San Antonio
An E-5 with dependents draws $1,869/month here — $22,428 a year, tax-free. These bases pay closest to the same:
| Installation | Area | E-5 w/ dependents |
|---|---|---|
| Joint Base San Antonio | San Antonio, TX | $1,869 |
| Naval Air Station Pensacola | Pensacola, FL | $1,863 |
| Fort Jackson | Columbia/Fort Jackson, SC | $1,878 |
| Fort Gordon | Fort Gordon / Augusta, GA | $1,890 |
| Barksdale AFB | Shreveport/Barksdale AFB, LA | $1,845 |
What these rates mean at Joint Base San Antonio
Your BAH is fixed by your duty-station ZIP code, pay grade and dependency status — not by your actual rent or where in the area you choose to live. Everyone assigned to Joint Base San Antonio at the same grade and dependency status receives the identical amount, so housing cheaper than your allowance leaves money in your pocket, and anything above it comes out of your own.
Rates are re-set every January from fresh local rental surveys. Individual rate protection means your BAH will not fall while you stay at Joint Base San Antonio in the same grade with the same dependency status, even if the published rate for the area drops.
To see BAH alongside basic pay and BAS for your total monthly compensation, use the military pay calculator, or check basic pay by rank on the 2026 military pay chart.
Frequently asked questions
What is the BAH rate at Joint Base San Antonio in 2026?
An E-5 with dependents assigned to Joint Base San Antonio receives $1,869 per month in 2026, or $1,500 without dependents. Joint Base San Antonio sits in the SAN ANTONIO, TX military housing area (TX285). Rates vary by pay grade — the full table is on this page.
Is BAH at Joint Base San Antonio higher or lower than average?
For an E-5 with dependents, Joint Base San Antonio pays $1,869 against a $2,225 average across all 338 housing areas — about 16% below the national mean, ranking 209 of 338 areas.
Does BAH at Joint Base San Antonio depend on where I actually live?
No. Your BAH is set by your duty-station ZIP code, not your home address, so everyone assigned to Joint Base San Antonio at the same grade and dependency status receives the same rate. If you rent for less than your BAH you keep the difference; if you spend more, you cover it.
BAH rates at other installations
Source
Rates are the 2026 tables published by the Defense Travel Management Office for military housing area TX285 (SAN ANTONIO, TX), effective January 1, 2026. Installation-to-area mapping uses the official DTMO ZIP file (duty-station ZIP 78236). This page is for estimation; your finance office is the authority on your entitlement.