2026 effective rate · 1.83% · well above the US average (0.99%)
Vermont Property Tax Calculator
Estimate annual and monthly property tax in Vermont. The state's effective property tax rate is 1.83% (among the highest in the US, vs the US average of about 0.99%). On a $285,800 median-value home, that works out to about $5,230 per year or $436 per month.
Vermont median home property tax
$5,230 per year
$436 per month at the median home value of $285,800
Effective rate 1.83% times $285,800 = $5,230
Vermont property tax at common home values
| Home value | Annual property tax | Monthly | % of value |
|---|---|---|---|
| $150,000 | $2,745 | $229 | 1.83% |
| $250,000 | $4,575 | $381 | 1.83% |
| $285,800 (median) | $5,230 | $436 | 1.83% |
| $350,000 | $6,405 | $534 | 1.83% |
| $500,000 | $9,150 | $763 | 1.83% |
| $750,000 | $13,725 | $1,144 | 1.83% |
Uses Vermont's 2026 effective rate (1.83%). Actual taxes vary by county and exemptions. For full PITI mortgage estimate including taxes + insurance, use the Vermont mortgage calculator.
Vermont property tax overview
Vermont has very high property tax rates (1.83%). Income sensitivity provision adjusts property tax based on household income — file a Homestead Declaration to qualify.
Vermont's effective rate of 1.83% ranks among the highest in the US nationally. Median annual property tax: $5,230. Median home value: $285,800.
Vermont vs neighboring states
| State | Effective rate | Median home | Median annual tax |
|---|---|---|---|
| Vermont (this page) | 1.83% | $285,800 | $5,230 |
| New York | 1.46% | $384,100 | $6,280 |
| New Hampshire | 1.86% | $343,200 | $6,372 |
| Massachusetts | 1.12% | $498,700 | $5,618 |
FAQs about Vermont property tax
What is the property tax rate in Vermont?
Vermont's effective property tax rate is 1.83% (among the highest in the US, vs national average of ~0.99%). On a $285,800 median-value home, that's about $5,230 per year, or roughly $436 per month added to your housing cost.
How is property tax calculated in Vermont?
Property tax = assessed value times the local mill rate (millage). The effective rate (1.83%) is what you actually pay as a percentage of market value, accounting for assessment ratios, exemptions, and millage. For a home valued at X, multiply X by 1.83% for an annual estimate.
When are property taxes due in Vermont?
Property tax due dates vary by county within Vermont. Most counties bill annually with either a single payment or two installments. Common payment deadlines fall in late summer (1st half) and late winter (2nd half). Check with your county tax assessor for exact dates and any escrow arrangements through your mortgage lender.
Does Vermont have a homestead exemption?
Vermont has very high property tax rates (1.83%). Income sensitivity provision adjusts property tax based on household income — file a Homestead Declaration to qualify.
How does Vermont property tax compare to neighboring states?
Vermont's 1.83% rate compares to: New York (1.46%), New Hampshire (1.86%), Massachusetts (1.12%). Property tax burden can vary significantly between neighboring states — moving 30 miles across a state line can change your annual tax bill by thousands.
Can I appeal my property tax assessment in Vermont?
Yes. Every US state including Vermont provides a formal property tax appeal process. Steps: (1) request your property's assessment record from the county assessor, (2) gather comparable sales from your neighborhood, (3) file a formal appeal within the deadline (usually 30-60 days after assessment notice). Successful appeals typically save 5-15% on annual tax bills.
How can I lower my Vermont property taxes?
Common strategies: apply for homestead exemption (primary residence), senior or disabled exemptions if eligible, veteran's exemptions, and appeal over-assessment. Track your county's assessment notices carefully and verify the appraisal matches recent comparable home sales. Avoid major visible upgrades right before reassessment dates.