2026 effective rate · 1.86% · well above the US average (0.99%)
New Hampshire Property Tax Calculator
Estimate annual and monthly property tax in New Hampshire. The state's effective property tax rate is 1.86% (among the highest in the US, vs the US average of about 0.99%). On a $343,200 median-value home, that works out to about $6,372 per year or $532 per month.
New Hampshire median home property tax
$6,384 per year
$532 per month at the median home value of $343,200
Effective rate 1.86% times $343,200 = $6,384
New Hampshire property tax at common home values
| Home value | Annual property tax | Monthly | % of value |
|---|---|---|---|
| $150,000 | $2,790 | $232 | 1.86% |
| $250,000 | $4,650 | $388 | 1.86% |
| $343,200 (median) | $6,384 | $532 | 1.86% |
| $350,000 | $6,510 | $542 | 1.86% |
| $500,000 | $9,300 | $775 | 1.86% |
| $750,000 | $13,950 | $1,162 | 1.86% |
Uses New Hampshire's 2026 effective rate (1.86%). Actual taxes vary by county and exemptions. For full PITI mortgage estimate including taxes + insurance, use the New Hampshire mortgage calculator.
New Hampshire property tax overview
New Hampshire has very high property tax rates (1.86%) but no state income or sales tax. Local property tax funds most local government. Elderly exemption available in most towns.
New Hampshire's effective rate of 1.86% ranks among the highest in the US nationally. Median annual property tax: $6,372. Median home value: $343,200.
New Hampshire vs neighboring states
| State | Effective rate | Median home | Median annual tax |
|---|---|---|---|
| New Hampshire (this page) | 1.86% | $343,200 | $6,372 |
| Maine | 1.18% | $262,200 | $3,070 |
| Massachusetts | 1.12% | $498,700 | $5,618 |
| Vermont | 1.83% | $285,800 | $5,230 |
FAQs about New Hampshire property tax
What is the property tax rate in New Hampshire?
New Hampshire's effective property tax rate is 1.86% (among the highest in the US, vs national average of ~0.99%). On a $343,200 median-value home, that's about $6,372 per year, or roughly $532 per month added to your housing cost.
How is property tax calculated in New Hampshire?
Property tax = assessed value times the local mill rate (millage). The effective rate (1.86%) is what you actually pay as a percentage of market value, accounting for assessment ratios, exemptions, and millage. For a home valued at X, multiply X by 1.86% for an annual estimate.
When are property taxes due in New Hampshire?
Property tax due dates vary by county within New Hampshire. Most counties bill annually with either a single payment or two installments. Common payment deadlines fall in late summer (1st half) and late winter (2nd half). Check with your county tax assessor for exact dates and any escrow arrangements through your mortgage lender.
Does New Hampshire have a homestead exemption?
New Hampshire offers various property tax relief programs. New Hampshire has very high property tax rates (1.86%) but no state income or sales tax. Local property tax funds most local government. Elderly exemption available in most towns. Check with your county assessor for primary-residence exemptions and senior or disabled programs that may reduce your annual property tax bill.
How does New Hampshire property tax compare to neighboring states?
New Hampshire's 1.86% rate compares to: Maine (1.18%), Massachusetts (1.12%), Vermont (1.83%). Property tax burden can vary significantly between neighboring states — moving 30 miles across a state line can change your annual tax bill by thousands.
Can I appeal my property tax assessment in New Hampshire?
Yes. Every US state including New Hampshire provides a formal property tax appeal process. Steps: (1) request your property's assessment record from the county assessor, (2) gather comparable sales from your neighborhood, (3) file a formal appeal within the deadline (usually 30-60 days after assessment notice). Successful appeals typically save 5-15% on annual tax bills.
How can I lower my New Hampshire property taxes?
Common strategies: apply for homestead exemption (primary residence), senior or disabled exemptions if eligible, veteran's exemptions, and appeal over-assessment. Track your county's assessment notices carefully and verify the appraisal matches recent comparable home sales. Avoid major visible upgrades right before reassessment dates.