2026 effective rate · 1.15% · above the US average (0.99%)
South Dakota Property Tax Calculator
Estimate annual and monthly property tax in South Dakota. The state's effective property tax rate is 1.15% (close to the national average, vs the US average of about 0.99%). On a $231,600 median-value home, that works out to about $2,690 per year or $222 per month.
South Dakota median home property tax
$2,663 per year
$222 per month at the median home value of $231,600
Effective rate 1.15% times $231,600 = $2,663
South Dakota property tax at common home values
| Home value | Annual property tax | Monthly | % of value |
|---|---|---|---|
| $150,000 | $1,725 | $144 | 1.15% |
| $231,600 (median) | $2,663 | $222 | 1.15% |
| $250,000 | $2,875 | $240 | 1.15% |
| $350,000 | $4,025 | $335 | 1.15% |
| $500,000 | $5,750 | $479 | 1.15% |
| $750,000 | $8,625 | $719 | 1.15% |
Uses South Dakota's 2026 effective rate (1.15%). Actual taxes vary by county and exemptions. For full PITI mortgage estimate including taxes + insurance, use the South Dakota mortgage calculator.
South Dakota property tax overview
South Dakota has above-average property tax rates but no state income tax. Property tax relief program for low-income seniors. Homestead exemption ($30,000) available for senior/disabled.
South Dakota's effective rate of 1.15% ranks close to the national average nationally. Median annual property tax: $2,690. Median home value: $231,600.
South Dakota vs neighboring states
| State | Effective rate | Median home | Median annual tax |
|---|---|---|---|
| South Dakota (this page) | 1.15% | $231,600 | $2,690 |
| North Dakota | 0.94% | $228,700 | $2,130 |
| Minnesota | 1.01% | $299,600 | $3,024 |
| Iowa | 1.40% | $185,100 | $2,650 |
FAQs about South Dakota property tax
What is the property tax rate in South Dakota?
South Dakota's effective property tax rate is 1.15% (close to the national average, vs national average of ~0.99%). On a $231,600 median-value home, that's about $2,690 per year, or roughly $222 per month added to your housing cost.
How is property tax calculated in South Dakota?
Property tax = assessed value times the local mill rate (millage). The effective rate (1.15%) is what you actually pay as a percentage of market value, accounting for assessment ratios, exemptions, and millage. For a home valued at X, multiply X by 1.15% for an annual estimate.
When are property taxes due in South Dakota?
Property tax due dates vary by county within South Dakota. Most counties bill annually with either a single payment or two installments. Common payment deadlines fall in late summer (1st half) and late winter (2nd half). Check with your county tax assessor for exact dates and any escrow arrangements through your mortgage lender.
Does South Dakota have a homestead exemption?
South Dakota has above-average property tax rates but no state income tax. Property tax relief program for low-income seniors. Homestead exemption ($30,000) available for senior/disabled.
How does South Dakota property tax compare to neighboring states?
South Dakota's 1.15% rate compares to: North Dakota (0.94%), Minnesota (1.01%), Iowa (1.40%). Property tax burden can vary significantly between neighboring states — moving 30 miles across a state line can change your annual tax bill by thousands.
Can I appeal my property tax assessment in South Dakota?
Yes. Every US state including South Dakota provides a formal property tax appeal process. Steps: (1) request your property's assessment record from the county assessor, (2) gather comparable sales from your neighborhood, (3) file a formal appeal within the deadline (usually 30-60 days after assessment notice). Successful appeals typically save 5-15% on annual tax bills.
How can I lower my South Dakota property taxes?
Common strategies: apply for homestead exemption (primary residence), senior or disabled exemptions if eligible, veteran's exemptions, and appeal over-assessment. Track your county's assessment notices carefully and verify the appraisal matches recent comparable home sales. Avoid major visible upgrades right before reassessment dates.