2026 effective rate · 0.94% · near the US average (0.99%)
North Dakota Property Tax Calculator
Estimate annual and monthly property tax in North Dakota. The state's effective property tax rate is 0.94% (close to the national average, vs the US average of about 0.99%). On a $228,700 median-value home, that works out to about $2,130 per year or $179 per month.
North Dakota median home property tax
$2,150 per year
$179 per month at the median home value of $228,700
Effective rate 0.94% times $228,700 = $2,150
North Dakota property tax at common home values
| Home value | Annual property tax | Monthly | % of value |
|---|---|---|---|
| $150,000 | $1,410 | $118 | 0.94% |
| $228,700 (median) | $2,150 | $179 | 0.94% |
| $250,000 | $2,350 | $196 | 0.94% |
| $350,000 | $3,290 | $274 | 0.94% |
| $500,000 | $4,700 | $392 | 0.94% |
| $750,000 | $7,050 | $588 | 0.94% |
Uses North Dakota's 2026 effective rate (0.94%). Actual taxes vary by county and exemptions. For full PITI mortgage estimate including taxes + insurance, use the North Dakota mortgage calculator.
North Dakota property tax overview
North Dakota offers a Homestead Tax Credit for residents 65+ or disabled who meet income limits. Property tax rates are slightly below national average.
North Dakota's effective rate of 0.94% ranks close to the national average nationally. Median annual property tax: $2,130. Median home value: $228,700.
North Dakota vs neighboring states
| State | Effective rate | Median home | Median annual tax |
|---|---|---|---|
| North Dakota (this page) | 0.94% | $228,700 | $2,130 |
| Montana | 0.74% | $349,900 | $2,580 |
| South Dakota | 1.15% | $231,600 | $2,690 |
| Minnesota | 1.01% | $299,600 | $3,024 |
FAQs about North Dakota property tax
What is the property tax rate in North Dakota?
North Dakota's effective property tax rate is 0.94% (close to the national average, vs national average of ~0.99%). On a $228,700 median-value home, that's about $2,130 per year, or roughly $179 per month added to your housing cost.
How is property tax calculated in North Dakota?
Property tax = assessed value times the local mill rate (millage). The effective rate (0.94%) is what you actually pay as a percentage of market value, accounting for assessment ratios, exemptions, and millage. For a home valued at X, multiply X by 0.94% for an annual estimate.
When are property taxes due in North Dakota?
Property tax due dates vary by county within North Dakota. Most counties bill annually with either a single payment or two installments. Common payment deadlines fall in late summer (1st half) and late winter (2nd half). Check with your county tax assessor for exact dates and any escrow arrangements through your mortgage lender.
Does North Dakota have a homestead exemption?
North Dakota offers a Homestead Tax Credit for residents 65+ or disabled who meet income limits. Property tax rates are slightly below national average.
How does North Dakota property tax compare to neighboring states?
North Dakota's 0.94% rate compares to: Montana (0.74%), South Dakota (1.15%), Minnesota (1.01%). Property tax burden can vary significantly between neighboring states — moving 30 miles across a state line can change your annual tax bill by thousands.
Can I appeal my property tax assessment in North Dakota?
Yes. Every US state including North Dakota provides a formal property tax appeal process. Steps: (1) request your property's assessment record from the county assessor, (2) gather comparable sales from your neighborhood, (3) file a formal appeal within the deadline (usually 30-60 days after assessment notice). Successful appeals typically save 5-15% on annual tax bills.
How can I lower my North Dakota property taxes?
Common strategies: apply for homestead exemption (primary residence), senior or disabled exemptions if eligible, veteran's exemptions, and appeal over-assessment. Track your county's assessment notices carefully and verify the appraisal matches recent comparable home sales. Avoid major visible upgrades right before reassessment dates.