2026 effective rate · 1.36% · above the US average (0.99%)
Ohio Property Tax Calculator
Estimate annual and monthly property tax in Ohio. The state's effective property tax rate is 1.36% (close to the national average, vs the US average of about 0.99%). On a $204,200 median-value home, that works out to about $2,770 per year or $231 per month.
Ohio median home property tax
$2,777 per year
$231 per month at the median home value of $204,200
Effective rate 1.36% times $204,200 = $2,777
Ohio property tax at common home values
| Home value | Annual property tax | Monthly | % of value |
|---|---|---|---|
| $150,000 | $2,040 | $170 | 1.36% |
| $204,200 (median) | $2,777 | $231 | 1.36% |
| $250,000 | $3,400 | $283 | 1.36% |
| $350,000 | $4,760 | $397 | 1.36% |
| $500,000 | $6,800 | $567 | 1.36% |
| $750,000 | $10,200 | $850 | 1.36% |
Uses Ohio's 2026 effective rate (1.36%). Actual taxes vary by county and exemptions. For full PITI mortgage estimate including taxes + insurance, use the Ohio mortgage calculator.
Ohio property tax overview
Ohio has above-average property tax rates. Homestead exemption reduces taxable value by $26,200 for homeowners 65+ or permanently disabled. Various local rollbacks reduce effective rate.
Ohio's effective rate of 1.36% ranks close to the national average nationally. Median annual property tax: $2,770. Median home value: $204,200.
Ohio vs neighboring states
FAQs about Ohio property tax
What is the property tax rate in Ohio?
Ohio's effective property tax rate is 1.36% (close to the national average, vs national average of ~0.99%). On a $204,200 median-value home, that's about $2,770 per year, or roughly $231 per month added to your housing cost.
How is property tax calculated in Ohio?
Property tax = assessed value times the local mill rate (millage). The effective rate (1.36%) is what you actually pay as a percentage of market value, accounting for assessment ratios, exemptions, and millage. For a home valued at X, multiply X by 1.36% for an annual estimate.
When are property taxes due in Ohio?
Property tax due dates vary by county within Ohio. Most counties bill annually with either a single payment or two installments. Common payment deadlines fall in late summer (1st half) and late winter (2nd half). Check with your county tax assessor for exact dates and any escrow arrangements through your mortgage lender.
Does Ohio have a homestead exemption?
Ohio has above-average property tax rates. Homestead exemption reduces taxable value by $26,200 for homeowners 65+ or permanently disabled. Various local rollbacks reduce effective rate.
How does Ohio property tax compare to neighboring states?
Ohio's 1.36% rate compares to: Michigan (1.33%), Indiana (0.79%), Kentucky (0.80%). Property tax burden can vary significantly between neighboring states — moving 30 miles across a state line can change your annual tax bill by thousands.
Can I appeal my property tax assessment in Ohio?
Yes. Every US state including Ohio provides a formal property tax appeal process. Steps: (1) request your property's assessment record from the county assessor, (2) gather comparable sales from your neighborhood, (3) file a formal appeal within the deadline (usually 30-60 days after assessment notice). Successful appeals typically save 5-15% on annual tax bills.
How can I lower my Ohio property taxes?
Common strategies: apply for homestead exemption (primary residence), senior or disabled exemptions if eligible, veteran's exemptions, and appeal over-assessment. Track your county's assessment notices carefully and verify the appraisal matches recent comparable home sales. Avoid major visible upgrades right before reassessment dates.