2026 effective rate · 1.33% · above the US average (0.99%)
Michigan Property Tax Calculator
Estimate annual and monthly property tax in Michigan. The state's effective property tax rate is 1.33% (close to the national average, vs the US average of about 0.99%). On a $210,100 median-value home, that works out to about $2,754 per year or $233 per month.
Michigan median home property tax
$2,794 per year
$233 per month at the median home value of $210,100
Effective rate 1.33% times $210,100 = $2,794
Michigan property tax at common home values
| Home value | Annual property tax | Monthly | % of value |
|---|---|---|---|
| $150,000 | $1,995 | $166 | 1.33% |
| $210,100 (median) | $2,794 | $233 | 1.33% |
| $250,000 | $3,325 | $277 | 1.33% |
| $350,000 | $4,655 | $388 | 1.33% |
| $500,000 | $6,650 | $554 | 1.33% |
| $750,000 | $9,975 | $831 | 1.33% |
Uses Michigan's 2026 effective rate (1.33%). Actual taxes vary by county and exemptions. For full PITI mortgage estimate including taxes + insurance, use the Michigan mortgage calculator.
Michigan property tax overview
Michigan's Headlee Amendment limits property tax increases. Principal Residence Exemption removes school operating millage (typically 18 mills) for owner-occupied homes — significant savings.
Michigan's effective rate of 1.33% ranks close to the national average nationally. Median annual property tax: $2,754. Median home value: $210,100.
Michigan vs neighboring states
FAQs about Michigan property tax
What is the property tax rate in Michigan?
Michigan's effective property tax rate is 1.33% (close to the national average, vs national average of ~0.99%). On a $210,100 median-value home, that's about $2,754 per year, or roughly $233 per month added to your housing cost.
How is property tax calculated in Michigan?
Property tax = assessed value times the local mill rate (millage). The effective rate (1.33%) is what you actually pay as a percentage of market value, accounting for assessment ratios, exemptions, and millage. For a home valued at X, multiply X by 1.33% for an annual estimate.
When are property taxes due in Michigan?
Property tax due dates vary by county within Michigan. Most counties bill annually with either a single payment or two installments. Common payment deadlines fall in late summer (1st half) and late winter (2nd half). Check with your county tax assessor for exact dates and any escrow arrangements through your mortgage lender.
Does Michigan have a homestead exemption?
Michigan offers various property tax relief programs. Michigan's Headlee Amendment limits property tax increases. Principal Residence Exemption removes school operating millage (typically 18 mills) for owner-occupied homes — significant savings. Check with your county assessor for primary-residence exemptions and senior or disabled programs that may reduce your annual property tax bill.
How does Michigan property tax compare to neighboring states?
Michigan's 1.33% rate compares to: Wisconsin (1.63%), Indiana (0.79%), Ohio (1.36%). Property tax burden can vary significantly between neighboring states — moving 30 miles across a state line can change your annual tax bill by thousands.
Can I appeal my property tax assessment in Michigan?
Yes. Every US state including Michigan provides a formal property tax appeal process. Steps: (1) request your property's assessment record from the county assessor, (2) gather comparable sales from your neighborhood, (3) file a formal appeal within the deadline (usually 30-60 days after assessment notice). Successful appeals typically save 5-15% on annual tax bills.
How can I lower my Michigan property taxes?
Common strategies: apply for homestead exemption (primary residence), senior or disabled exemptions if eligible, veteran's exemptions, and appeal over-assessment. Track your county's assessment notices carefully and verify the appraisal matches recent comparable home sales. Avoid major visible upgrades right before reassessment dates.