2026 effective rate · 1.43% · above the US average (0.99%)
Pennsylvania Property Tax Calculator
Estimate annual and monthly property tax in Pennsylvania. The state's effective property tax rate is 1.43% (close to the national average, vs the US average of about 0.99%). On a $239,800 median-value home, that works out to about $3,440 per year or $286 per month.
Pennsylvania median home property tax
$3,429 per year
$286 per month at the median home value of $239,800
Effective rate 1.43% times $239,800 = $3,429
Pennsylvania property tax at common home values
| Home value | Annual property tax | Monthly | % of value |
|---|---|---|---|
| $150,000 | $2,145 | $179 | 1.43% |
| $239,800 (median) | $3,429 | $286 | 1.43% |
| $250,000 | $3,575 | $298 | 1.43% |
| $350,000 | $5,005 | $417 | 1.43% |
| $500,000 | $7,150 | $596 | 1.43% |
| $750,000 | $10,725 | $894 | 1.43% |
Uses Pennsylvania's 2026 effective rate (1.43%). Actual taxes vary by county and exemptions. For full PITI mortgage estimate including taxes + insurance, use the Pennsylvania mortgage calculator.
Pennsylvania property tax overview
Pennsylvania has above-average property tax rates. Property Tax/Rent Rebate program provides up to $650 for eligible seniors. Realty Transfer Tax is 1% state + variable local.
Pennsylvania's effective rate of 1.43% ranks close to the national average nationally. Median annual property tax: $3,440. Median home value: $239,800.
Pennsylvania vs neighboring states
| State | Effective rate | Median home | Median annual tax |
|---|---|---|---|
| Pennsylvania (this page) | 1.43% | $239,800 | $3,440 |
| New York | 1.46% | $384,100 | $6,280 |
| New Jersey | 2.26% | $401,400 | $9,076 |
| Delaware | 0.55% | $305,900 | $1,756 |
FAQs about Pennsylvania property tax
What is the property tax rate in Pennsylvania?
Pennsylvania's effective property tax rate is 1.43% (close to the national average, vs national average of ~0.99%). On a $239,800 median-value home, that's about $3,440 per year, or roughly $286 per month added to your housing cost.
How is property tax calculated in Pennsylvania?
Property tax = assessed value times the local mill rate (millage). The effective rate (1.43%) is what you actually pay as a percentage of market value, accounting for assessment ratios, exemptions, and millage. For a home valued at X, multiply X by 1.43% for an annual estimate.
When are property taxes due in Pennsylvania?
Property tax due dates vary by county within Pennsylvania. Most counties bill annually with either a single payment or two installments. Common payment deadlines fall in late summer (1st half) and late winter (2nd half). Check with your county tax assessor for exact dates and any escrow arrangements through your mortgage lender.
Does Pennsylvania have a homestead exemption?
Pennsylvania offers various property tax relief programs. Pennsylvania has above-average property tax rates. Property Tax/Rent Rebate program provides up to $650 for eligible seniors. Realty Transfer Tax is 1% state + variable local. Check with your county assessor for primary-residence exemptions and senior or disabled programs that may reduce your annual property tax bill.
How does Pennsylvania property tax compare to neighboring states?
Pennsylvania's 1.43% rate compares to: New York (1.46%), New Jersey (2.26%), Delaware (0.55%). Property tax burden can vary significantly between neighboring states — moving 30 miles across a state line can change your annual tax bill by thousands.
Can I appeal my property tax assessment in Pennsylvania?
Yes. Every US state including Pennsylvania provides a formal property tax appeal process. Steps: (1) request your property's assessment record from the county assessor, (2) gather comparable sales from your neighborhood, (3) file a formal appeal within the deadline (usually 30-60 days after assessment notice). Successful appeals typically save 5-15% on annual tax bills.
How can I lower my Pennsylvania property taxes?
Common strategies: apply for homestead exemption (primary residence), senior or disabled exemptions if eligible, veteran's exemptions, and appeal over-assessment. Track your county's assessment notices carefully and verify the appraisal matches recent comparable home sales. Avoid major visible upgrades right before reassessment dates.