2026 effective rate · 0.87% · below the US average (0.99%)
Oregon Property Tax Calculator
Estimate annual and monthly property tax in Oregon. The state's effective property tax rate is 0.87% (close to the national average, vs the US average of about 0.99%). On a $410,800 median-value home, that works out to about $3,528 per year or $298 per month.
Oregon median home property tax
$3,574 per year
$298 per month at the median home value of $410,800
Effective rate 0.87% times $410,800 = $3,574
Oregon property tax at common home values
| Home value | Annual property tax | Monthly | % of value |
|---|---|---|---|
| $150,000 | $1,305 | $109 | 0.87% |
| $250,000 | $2,175 | $181 | 0.87% |
| $350,000 | $3,045 | $254 | 0.87% |
| $410,800 (median) | $3,574 | $298 | 0.87% |
| $500,000 | $4,350 | $363 | 0.87% |
| $750,000 | $6,525 | $544 | 0.87% |
Uses Oregon's 2026 effective rate (0.87%). Actual taxes vary by county and exemptions. For full PITI mortgage estimate including taxes + insurance, use the Oregon mortgage calculator.
Oregon property tax overview
Oregon's Measure 5 caps property tax at 1.5% of real market value. Property tax is based on assessed value (often lower than market value due to Measure 50 limits). No state sales tax.
Oregon's effective rate of 0.87% ranks close to the national average nationally. Median annual property tax: $3,528. Median home value: $410,800.
Oregon vs neighboring states
| State | Effective rate | Median home | Median annual tax |
|---|---|---|---|
| Oregon (this page) | 0.87% | $410,800 | $3,528 |
| Washington | 0.84% | $520,300 | $4,358 |
| Idaho | 0.58% | $340,900 | $1,980 |
| Nevada | 0.53% | $394,000 | $2,062 |
FAQs about Oregon property tax
What is the property tax rate in Oregon?
Oregon's effective property tax rate is 0.87% (close to the national average, vs national average of ~0.99%). On a $410,800 median-value home, that's about $3,528 per year, or roughly $298 per month added to your housing cost.
How is property tax calculated in Oregon?
Property tax = assessed value times the local mill rate (millage). The effective rate (0.87%) is what you actually pay as a percentage of market value, accounting for assessment ratios, exemptions, and millage. For a home valued at X, multiply X by 0.87% for an annual estimate.
When are property taxes due in Oregon?
Property tax due dates vary by county within Oregon. Most counties bill annually with either a single payment or two installments. Common payment deadlines fall in late summer (1st half) and late winter (2nd half). Check with your county tax assessor for exact dates and any escrow arrangements through your mortgage lender.
Does Oregon have a homestead exemption?
Oregon offers various property tax relief programs. Oregon's Measure 5 caps property tax at 1.5% of real market value. Property tax is based on assessed value (often lower than market value due to Measure 50 limits). No state sales tax. Check with your county assessor for primary-residence exemptions and senior or disabled programs that may reduce your annual property tax bill.
How does Oregon property tax compare to neighboring states?
Oregon's 0.87% rate compares to: Washington (0.84%), Idaho (0.58%), Nevada (0.53%). Property tax burden can vary significantly between neighboring states — moving 30 miles across a state line can change your annual tax bill by thousands.
Can I appeal my property tax assessment in Oregon?
Yes. Every US state including Oregon provides a formal property tax appeal process. Steps: (1) request your property's assessment record from the county assessor, (2) gather comparable sales from your neighborhood, (3) file a formal appeal within the deadline (usually 30-60 days after assessment notice). Successful appeals typically save 5-15% on annual tax bills.
How can I lower my Oregon property taxes?
Common strategies: apply for homestead exemption (primary residence), senior or disabled exemptions if eligible, veteran's exemptions, and appeal over-assessment. Track your county's assessment notices carefully and verify the appraisal matches recent comparable home sales. Avoid major visible upgrades right before reassessment dates.