2026 effective rate · 0.55% · well below the US average (0.99%)
Louisiana Property Tax Calculator
Estimate annual and monthly property tax in Louisiana. The state's effective property tax rate is 0.55% (one of the lowest in the US, vs the US average of about 0.99%). On a $181,500 median-value home, that works out to about $988 per year or $83 per month.
Louisiana median home property tax
$998 per year
$83 per month at the median home value of $181,500
Effective rate 0.55% times $181,500 = $998
Louisiana property tax at common home values
| Home value | Annual property tax | Monthly | % of value |
|---|---|---|---|
| $150,000 | $825 | $69 | 0.55% |
| $181,500 (median) | $998 | $83 | 0.55% |
| $250,000 | $1,375 | $115 | 0.55% |
| $350,000 | $1,925 | $160 | 0.55% |
| $500,000 | $2,750 | $229 | 0.55% |
| $750,000 | $4,125 | $344 | 0.55% |
Uses Louisiana's 2026 effective rate (0.55%). Actual taxes vary by county and exemptions. For full PITI mortgage estimate including taxes + insurance, use the Louisiana mortgage calculator.
Louisiana property tax overview
Louisiana has very low property tax rates (0.55%) but high homeowners insurance due to hurricane risk. Homestead exemption protects first $75,000 of value from parish property tax. Bond for Deed transactions are common alternative to traditional mortgages.
Louisiana's effective rate of 0.55% ranks one of the lowest in the US nationally. Median annual property tax: $988. Median home value: $181,500.
Louisiana vs neighboring states
| State | Effective rate | Median home | Median annual tax |
|---|---|---|---|
| Louisiana (this page) | 0.55% | $181,500 | $988 |
| Arkansas | 0.57% | $154,800 | $878 |
| Mississippi | 0.65% | $140,200 | $872 |
| Texas | 1.60% | $268,200 | $4,300 |
FAQs about Louisiana property tax
What is the property tax rate in Louisiana?
Louisiana's effective property tax rate is 0.55% (one of the lowest in the US, vs national average of ~0.99%). On a $181,500 median-value home, that's about $988 per year, or roughly $83 per month added to your housing cost.
How is property tax calculated in Louisiana?
Property tax = assessed value times the local mill rate (millage). The effective rate (0.55%) is what you actually pay as a percentage of market value, accounting for assessment ratios, exemptions, and millage. For a home valued at X, multiply X by 0.55% for an annual estimate.
When are property taxes due in Louisiana?
Property tax due dates vary by county within Louisiana. Most counties bill annually with either a single payment or two installments. Common payment deadlines fall in late summer (1st half) and late winter (2nd half). Check with your county tax assessor for exact dates and any escrow arrangements through your mortgage lender.
Does Louisiana have a homestead exemption?
Louisiana has very low property tax rates (0.55%) but high homeowners insurance due to hurricane risk. Homestead exemption protects first $75,000 of value from parish property tax. Bond for Deed transactions are common alternative to traditional mortgages.
How does Louisiana property tax compare to neighboring states?
Louisiana's 0.55% rate compares to: Arkansas (0.57%), Mississippi (0.65%), Texas (1.60%). Property tax burden can vary significantly between neighboring states — moving 30 miles across a state line can change your annual tax bill by thousands.
Can I appeal my property tax assessment in Louisiana?
Yes. Every US state including Louisiana provides a formal property tax appeal process. Steps: (1) request your property's assessment record from the county assessor, (2) gather comparable sales from your neighborhood, (3) file a formal appeal within the deadline (usually 30-60 days after assessment notice). Successful appeals typically save 5-15% on annual tax bills.
How can I lower my Louisiana property taxes?
Common strategies: apply for homestead exemption (primary residence), senior or disabled exemptions if eligible, veteran's exemptions, and appeal over-assessment. Track your county's assessment notices carefully and verify the appraisal matches recent comparable home sales. Avoid major visible upgrades right before reassessment dates.