2026 effective rate · 0.28% · well below the US average (0.99%)
Hawaii Property Tax Calculator
Estimate annual and monthly property tax in Hawaii. The state's effective property tax rate is 0.28% (one of the lowest in the US, vs the US average of about 0.99%). On a $835,700 median-value home, that works out to about $2,340 per year or $195 per month.
Hawaii median home property tax
$2,340 per year
$195 per month at the median home value of $835,700
Effective rate 0.28% times $835,700 = $2,340
Hawaii property tax at common home values
| Home value | Annual property tax | Monthly | % of value |
|---|---|---|---|
| $150,000 | $420 | $35 | 0.28% |
| $250,000 | $700 | $58 | 0.28% |
| $350,000 | $980 | $82 | 0.28% |
| $500,000 | $1,400 | $117 | 0.28% |
| $750,000 | $2,100 | $175 | 0.28% |
| $835,700 (median) | $2,340 | $195 | 0.28% |
Uses Hawaii's 2026 effective rate (0.28%). Actual taxes vary by county and exemptions. For full PITI mortgage estimate including taxes + insurance, use the Hawaii mortgage calculator.
Hawaii property tax overview
Hawaii has the lowest effective property tax rate in the US (0.28%), but the highest median home values ($835K+). Homeowner exemption reduces taxable value by $100,000-$160,000 depending on county and age.
Hawaii's effective rate of 0.28% ranks one of the lowest in the US nationally. Median annual property tax: $2,340. Median home value: $835,700.
FAQs about Hawaii property tax
What is the property tax rate in Hawaii?
Hawaii's effective property tax rate is 0.28% (one of the lowest in the US, vs national average of ~0.99%). On a $835,700 median-value home, that's about $2,340 per year, or roughly $195 per month added to your housing cost.
How is property tax calculated in Hawaii?
Property tax = assessed value times the local mill rate (millage). The effective rate (0.28%) is what you actually pay as a percentage of market value, accounting for assessment ratios, exemptions, and millage. For a home valued at X, multiply X by 0.28% for an annual estimate.
When are property taxes due in Hawaii?
Property tax due dates vary by county within Hawaii. Most counties bill annually with either a single payment or two installments. Common payment deadlines fall in late summer (1st half) and late winter (2nd half). Check with your county tax assessor for exact dates and any escrow arrangements through your mortgage lender.
Does Hawaii have a homestead exemption?
Hawaii offers various property tax relief programs. Hawaii has the lowest effective property tax rate in the US (0.28%), but the highest median home values ($835K+). Homeowner exemption reduces taxable value by $100,000-$160,000 depending on county and age. Check with your county assessor for primary-residence exemptions and senior or disabled programs that may reduce your annual property tax bill.
How does Hawaii property tax compare to neighboring states?
Hawaii property tax rate is 0.28%. Compare with other states using our national property tax calculator.
Can I appeal my property tax assessment in Hawaii?
Yes. Every US state including Hawaii provides a formal property tax appeal process. Steps: (1) request your property's assessment record from the county assessor, (2) gather comparable sales from your neighborhood, (3) file a formal appeal within the deadline (usually 30-60 days after assessment notice). Successful appeals typically save 5-15% on annual tax bills.
How can I lower my Hawaii property taxes?
Common strategies: apply for homestead exemption (primary residence), senior or disabled exemptions if eligible, veteran's exemptions, and appeal over-assessment. Track your county's assessment notices carefully and verify the appraisal matches recent comparable home sales. Avoid major visible upgrades right before reassessment dates.