2026 effective rate · 0.83% · below the US average (0.99%)
Georgia Property Tax Calculator
Estimate annual and monthly property tax in Georgia. The state's effective property tax rate is 0.83% (close to the national average, vs the US average of about 0.99%). On a $273,400 median-value home, that works out to about $2,250 per year or $189 per month.
Georgia median home property tax
$2,269 per year
$189 per month at the median home value of $273,400
Effective rate 0.83% times $273,400 = $2,269
Georgia property tax at common home values
| Home value | Annual property tax | Monthly | % of value |
|---|---|---|---|
| $150,000 | $1,245 | $104 | 0.83% |
| $250,000 | $2,075 | $173 | 0.83% |
| $273,400 (median) | $2,269 | $189 | 0.83% |
| $350,000 | $2,905 | $242 | 0.83% |
| $500,000 | $4,150 | $346 | 0.83% |
| $750,000 | $6,225 | $519 | 0.83% |
Uses Georgia's 2026 effective rate (0.83%). Actual taxes vary by county and exemptions. For full PITI mortgage estimate including taxes + insurance, use the Georgia mortgage calculator.
Georgia property tax overview
Georgia offers homestead exemptions varying by county. Special assessment programs available for seniors, veterans, and surviving spouses. No state real estate transfer tax (some counties charge transfer fees).
Georgia's effective rate of 0.83% ranks close to the national average nationally. Median annual property tax: $2,250. Median home value: $273,400.
Georgia vs neighboring states
FAQs about Georgia property tax
What is the property tax rate in Georgia?
Georgia's effective property tax rate is 0.83% (close to the national average, vs national average of ~0.99%). On a $273,400 median-value home, that's about $2,250 per year, or roughly $189 per month added to your housing cost.
How is property tax calculated in Georgia?
Property tax = assessed value times the local mill rate (millage). The effective rate (0.83%) is what you actually pay as a percentage of market value, accounting for assessment ratios, exemptions, and millage. For a home valued at X, multiply X by 0.83% for an annual estimate.
When are property taxes due in Georgia?
Property tax due dates vary by county within Georgia. Most counties bill annually with either a single payment or two installments. Common payment deadlines fall in late summer (1st half) and late winter (2nd half). Check with your county tax assessor for exact dates and any escrow arrangements through your mortgage lender.
Does Georgia have a homestead exemption?
Georgia offers homestead exemptions varying by county. Special assessment programs available for seniors, veterans, and surviving spouses. No state real estate transfer tax (some counties charge transfer fees).
How does Georgia property tax compare to neighboring states?
Georgia's 0.83% rate compares to: Florida (0.82%), Alabama (0.39%), Tennessee (0.56%). Property tax burden can vary significantly between neighboring states — moving 30 miles across a state line can change your annual tax bill by thousands.
Can I appeal my property tax assessment in Georgia?
Yes. Every US state including Georgia provides a formal property tax appeal process. Steps: (1) request your property's assessment record from the county assessor, (2) gather comparable sales from your neighborhood, (3) file a formal appeal within the deadline (usually 30-60 days after assessment notice). Successful appeals typically save 5-15% on annual tax bills.
How can I lower my Georgia property taxes?
Common strategies: apply for homestead exemption (primary residence), senior or disabled exemptions if eligible, veteran's exemptions, and appeal over-assessment. Track your county's assessment notices carefully and verify the appraisal matches recent comparable home sales. Avoid major visible upgrades right before reassessment dates.